Is it with negative credit? Let’s see what is possible even in this condition. Negative credit is currently a major financial issue for many Brazilians. First of all, in order to be denied, a whole process occurred in order for the person to have the name dirty and restricted in the protection organs SPC, Serasa and Boa Vista. Being on bad credit is lousy, but it could be avoided if the right steps had been taken in making the previous financial decisions.
Currently we are going through a very delicate phase economically speaking here in Brazil, however it is important to identify exactly what has affected the credit score and stained the credit history of people who have left them negative. We here at the Loan Portal have identified three of the main problems that can lead a citizen to become negative and with their bad credit scores and score.
Credit card debt negatived
With the increased demand for credit cards, the number of cardholders who can not pay their bills obviously also increased. We all know that credit card companies charge high monthly fees for the use of plastic, and even higher fees when an invoice gets outstanding, does not pay.
Worst of all, fines and interest rates will continue to increase as long as the outstanding balance is not fully covered or paid in installments up to 12, 24 or more times. This can lead to users of conventional cards and credit cards without consultation in the name with restriction becoming defaulted and affected by the burden of debt. Inevitably, the credit card holder may not be able to pay the outstanding balance of their monthly invoices. The result of this situation directly contributes to the denial of the name .
Non-payment of consumer bills
Although missing a consumer bill payment only a few days may seem like a great deal. However, the lack of payment of consumer bills such as electricity, water, telephone, gas, credit cards etc., can take the CPF to the protection system and automatically the person has their credit denied in banks and financial institutions and therefore is without access financial services.
In addition, you have your credit score and lowered score. With the delay, it enables creditor companies to charge high interest rates on overdue accounts, which causes the value of their collection to be increased by up to 50% or more. That’s exactly why supposed companies appear that take the name of SPC and Serasa.
Negative for not paying for financial services and products
Making large purchases with a credit card, using the overdraft limit, taking personal loans, making stores in stores and in commerce, taking paycheck loans, buying cars with installment loans, and so many other ways of obtaining credit can cause a person keep the name dirty and no credit in the square.
Having access to personal lines of credit and negative credit is as dangerous as getting on the train line in a car without the key and the doors locked. The misuse of credit takes thousands of people every day to the SPC, Serasa, Boa Vista, CCF, Notary Offices and many other credit protection agencies.
Either way if you are negative and need money to save your name, pay your financial debt and want to increase your credit score, fortunately there are some companies that unlike many bank lenders, does not require credit checks, ie , does not consult the CPF in SPC and Serasa.
Companies and Sites to Make Credit for Negative
For citizens who no longer have access to credit in the traditional banking and financial networks to borrow money, in the credit market of online credit companies, we find several platforms such as Simplic, Moneyman, Credisfera, Crefisa Digital and also the Mutual that offers this modality. Besides these you can very well make your loan in Lendico, Creditas, Finanzero, Noverde, Just Online, Geru, Losango, Bv Finance, IOUU among others.
All the companies mentioned here in the Portal of Loans are safe and reliable, having nothing that disabones them.
On the other hand, the sites that operate as marketplaces of loans (p2p lending), which make the connection between borrowers and investors directly eliminating the presence of banks such as: Biva, the largest supplier of loans for peer-to-peer companies, to Nexoos that is making credit in the country easier even with the crisis, using investor capital. Besides the bigger platforms we have others like: Tutubrasil, BizCapital, BancaClub, Kavod Lending and etc.
Personal credit from R $ 500 to R $ 5000 for negatives
No matter how much your credit history is dirty, these websites and lending platforms are able to offer and free you from $ 500 to $ 5000 real cash for you. Some release values higher than R $ 5000 to R $ 25,000 thousand, but everything depends on the intelligent system of analysis (blockchain).
So it is fast, it is easy to get negative credit, you only need when applying for a loan is to submit RG, CPF, proof of current income and proof of your current residence. The entire process is done over the internet and without having to send physical documents by mail, in general, having a cell phone resolves all issues. Good luck!